Scale your business. Accept payments from customers around the world with our built-in international payment options.
International Credit Card Processing.
Use your Helcim account to accept credit card payments from customers located almost anywhere in the world. Regardless of their own credit card's currency, they will be charged in your local currency, and you will receive the funds in your currency, without any conversions. Your customer's bank will process the conversion at the time of the transaction. These transactions are subject to their own Visa and Mastercard rates, called international interchange.View Visa International Interchange Rates View Mastercard International Interchange Rates
Example of an International Credit Card Transaction
- You charge $100 CAD to a customer located in the UK.
- As the merchant, you receive a deposit of $100 CAD in your bank.
- The customer is charged approximately £67.90 (British Pounds) based on today's exchange rate, with the final amount appearing on their credit card statement.
US Dollar Merchant Accounts.
If you're a Canadian business that regularly sells products to US customers, you can setup a US Dollar Merchant Account to avoid currency conversion costs.
Accept USD Payments for Your Canadian Business
As a Canadian merchant, you're able to open a merchant account in US or Canadian currency. A USD merchant account will provide your Canadian business with the ability to charge your customers in USD and receive the processed funds in a USD bank account from a Canadian financial institution. This eliminates any potential losses due to currency conversion. Canadian merchants with a USD merchant account can accept Visa, Mastercard, and Amex.
Helcim provides three types of merchant accounts:
Canadian merchant account – CA-CADYou are a Canadian merchant operating a business in Canada and accepting (mostly) Canadian funds.
Canadian merchant account – CA-USDIf you are a Canadian merchant and want customers to be charged in USD, with funds settled to a US dollar bank account in Canada.
US merchant account – US-USDA true US merchant account requires your business to be registered, have a valid address, and a valid bank account in the US. All fees for USD accounts (including processing fees and the monthly fee) are levied in USD.
Multiple Merchant Accounts
For Canadian merchants who want both a CAD and USD merchant account, we offer secondary merchant accounts. All fees for USD accounts (including processing fees and the monthly fee) are levied in that currency.