Payment solutions focused on your business health.

Accept payments in-person, over the phone, or online, and effortlessly manage invoices and recurring billing.

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Healthcare illustration
Healthcare illustration
Healthcare illustration
Healthcare illustration
Healthcare illustration
Healthcare illustration
Healthcare illustration
  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

Healthcare businesses save 24% on average with Helcim. Healthcare businesses save 24% on average with Helcim.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

  • In-person
  • Keyed & Online

1.83%+ 8¢

2.61%+ 8¢

1.00%+ 8¢
  • PIN-Debit

1.67%+ 8¢

2.32%+ 8¢

9¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

2.27%+ 25¢

3.01%+ 25¢

2.28%+ 25¢

2.75%+ 25¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

Never overpay on merchant fees again.

Compare your rates against Helcim today.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

Business name cannot be blank

What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
Advanced settings
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What types of cards do you process?

Compare DIY illustration

Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Please select Monthly processing volume

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

Please select Monthly processing volume
Document.pdf 10Mb
Click to upload pdf file or drag and drop it here.

Don’t just take our word for it, hear from our merchants.

  • Tesitmonial-thumb-Connecta-Health-Renee-Sminons
    Connecta Health

    “In one word Helcim for us is about versatility. We are able to have all of our therapists easily go through billing for our clients.”

    Renee Simons Co-Owner of Connecta Health
  • Butte Veterinary Center

    “Helcim Fee Saver will surely help us drive our cost down while also maintaining that relationship with customers, because it offers them a choice on how to pay.”

    Amanda Walter Practice Manager, Butte Veterinary Center
  • “In one word Helcim for us is about versatility. We are able to have all of our therapists easily go through billing for our clients.”

    Renee Simons Co-Owner of Connecta Health
  • “In one word Helcim for us is about versatility. We are able to have all of our therapists easily go through billing for our clients.”

    Amanda Walter Practice Manager, Butte Veterinary

We are all about transparency.

Get started now
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Helcim fee saver enjoy zero cost payments

Helcim Fee Saver Enabled

Customer will be charged a set fee if they choose to pay with credit card.

Enjoy free credit card processing with Helcim Fee Saver.

Easily pass on your credit card processing fees to your customers or clients.

Learn more about Helcim Fee Saver

Everything your business needs and loves.

  • Accept in-person payment

    Accept in-person payments

    Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.

    Learn more
  • Accept payments on your computer

    Accept payments on your computer

    Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.

    Learn more
  • Send and manage invoices

    Send and manage invoices

    Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.

    Learn more
  • Build your online store

    Build your online store

    Build and launch your online store quickly—no coding skills or developers needed.

    Learn more
  • Create your payment page

    Create your payment page

    Add a payment page to your website with just a few clicks—no need for custom programming.

    Learn more
  • Collect recurring payments

    Collect recurring payments

    Automate payment collection for subscriptions, billing, or installment plans.

    Learn more
  • Manage your customer data

    Manage your customer data

    Keep all your customer data organized, accessible, and secure in one place.

    Learn more
  • Manage your inventory

    Manage your inventory

    Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.

    Learn more
  • Embed customizable payment flows

    Embed customizable payment flows

    From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.

    Learn more

See why our healthare workers love Helcim.

  • "I was impressed by their attention to detail and commitment to ensuring my complete satisfaction.”

    PMELO'S DENTAL GROUP & ASSOCIATES INC.

    Mar 3rd, 2023

  • "As a small business owner I absolutely love Helcim! They are very responsivene to our concerns. They are always willing to help and are always friendly when helping. The customer service department is exemplary! Thank you Andre for always being amazing. I will stay with Helcim as long as their customer service remains the same."

    TLC Veterinary Clinic

    Nov 11th, 2021

  • "Thank you Helcim! Because of your amazing customer service team I am well set-up and on my way to small business success. Helcim has a top notch team. If you are deciding which payment company to use, look no further as Helcim is a solid business partner who is sincere in your success and growth. Well done Helcim!”

    Classic Mustang

    July 7th, 2021

Protection for your patient information.

Peace of mind shouldn’t cost extra. Accept online and in-person payments securely as we ensure the security of your transactions. Keep your card information safe with advanced tools such as data encryption, tokenization, and more.

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Built-in secure credit card vault

Protect your customers’ card information and store it securely in our credit card vault.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Built-in secure credit card vault

Protect your customers’ card information and store it securely in our credit card vault.

Assured HIPAA Compliance

Process payments with your clinic's PHI protected. Download Helcim's HIPAA Audit Report for compliance.

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

FAQ.

  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • What type of funding options does Helcim offer?

    Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

  • Is Helcim HIPAA compliant?

    Yes! Helcim operates a rigorous HIPAA compliance program designed to protect your PHI, including conducting an annual review of internal controls. You can review and request the full audit report by visiting trust.helcim.com.

    We also offer our healthcare merchants Business Associate Agreements (BAAs) on request. If you require a BAA, please email our privacy team at [email protected] with the subject “Business Associate Agreement”.

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

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We're always here to help.

Speak to a real person who can answer your payment questions.

Call us, book a demo, or fill out the form to learn:

  • How to start accepting payments
  • How much you can save with our low processing fees
  • How to add payment options to your website
  • What hidden fees you're paying your processor
  • Other ways to make your business more profitable

Monday - Friday: 7am - 5pm MT

Saturdays: 9am - 5pm MT

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Monthly credit card processing ($)
Please select Monthly credit card processing

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We look forward to connecting with you!