What if you loved your payment processor?
Turn your "what if" into "what is" with Helcim's easy, affordable, human payments.
Turn your "what if" into "what is" with Helcim's easy, affordable, human payments.
Best for Cheap
Payment Processing, 2023
Best for High-Volume
Sellers, 2025
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best and Cheapest for
Growing Businesses, 2024
Best for Custom
Rates, 2025
Helcim passes on the true cost of every transaction to your business to save your business money. No monthly fees. No contracts.
Online Payments
2.39% + 25¢
2.49% + 25¢
Average
In-person Payments
1.76% + 8¢
1.93% + 8¢
Average
ACH Payments
0.5% + 25¢
0.5% + 25¢
Online Payments
2.90% + 30¢
2.90% + 30¢
In-person Payments
2.65%
2.60% + 10¢
ACH Payments
Not available
1%
Online Payments
2.39% + 25¢
2.49% + 25¢
Average
In-person Payments
1.76% + 8¢
1.93% + 8¢
Average
ACH Payments
0.5% + 25¢
0.5% + 25¢
Online Payments
3.50% + 10¢
3.50% + 10¢
In-person Payments
2.3% - 2.6% + 10¢
2.3% - 2.6% + 10¢
ACH Payments
Not available
Not available
Online Payments
2.39% + 25¢
2.49% + 25¢
Average
In-person Payments
1.76% + 8¢
1.93% + 8¢
Average
ACH Payments
0.5% + 25¢
0.5% + 25¢
Online Payments
2.90% + 30¢
2.90% + 30¢
In-person Payments
2.70% + 50¢
2.70% + 50¢
ACH Payments
0.8%
1% + 40c
Online Payments
2.39% + 25¢
2.49% + 25¢
Average
In-person Payments
1.76% + 8¢
1.93% + 8¢
Average
ACH Payments
0.5% + 25¢
0.5% + 25¢
Online Payments
2.90% + 30¢
2.59% + 30¢
In-person Payments
Not available
2.29% + 9¢
ACH Payments
Not available
Not available
Join our merchants and watch your savings grow with Helcim’s low rates
City Facial Plastic saves 29% in processing fees.
“What drew me to Helcim was how transparent everything was on the website and also how easy the website was to use.”
Read their story
Comfort Union saves 23% in processing fees.
"You'll feel the difference when you talk to Helcim, who have a great customer service team that's always backing you up."
Read their story
Doug Kasper Accounting saves 29% in processing fees.
"Helcim points out to us which fees are associated with each card and they've managed to keep the fees really reasonable."
Read their story
InkJi saves 38% in processing fees.
"Helcim checked the boxes for what I wanted from a payment provider with reasonable pricing, introductory offers, integrations, and a user-friendly platform."
Read their story
Mako Design saves 22% in processing fees.
"There's really two things I was looking for when we switched to Helcim. One, better fees. And two, smooth processes."
Read their story
No bots or long wait times. Speak with a real human when you need help.
"My favorite thing about working with Helcim is the fees that I save every month, as well as the customer service."
Paige Abbott, Sana Psychological
Read the full story
"Helcim keeps things simple. It allows us to devote our time to other matters that are important. That's why we like Helcim."
Doug Kasper, CPA
Read the full story
“With Helcim it was easy to sign up. I didn’t fee like I was giving up too much of my business, or my time or my effort, and I feel appreciated.”
Colette Murray, Access Dental
Read the full story
Accept in-person payments
Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.
Accept payments on your computer
Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.
Send and manage invoices
Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.
Build your online store
Build and launch your online store quickly—no coding skills or developers needed.
Create your payment page
Add a payment page to your website with just a few clicks—no need for custom programming.
Collect recurring payments
Automate payment collection for subscriptions, billing, or installment plans.
Manage your customer data
Keep all your customer data organized, accessible, and secure in one place.
Manage your inventory
Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.
Embed customizable payment flows
From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.
Switching from another provider to Helcim is completely possible. If you have any questions about switching, getting out of an unfair contract, or just about the industry in general, our switching guide and Merchant Experience team is always happy to provide guidance and honest advice.
Absolutely not! We know merchants hate being nickel-and-dimed, and so do we! If you are accepting payments with Helcim, you will never see any monthly fees, cancellation fees, or hidden charges. We value honesty and transparency when it comes to business, and that means not.
Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.
Helcim is one of the few credit card processing companies that offers Interchange Plus Pricing to all businesses, with no contracts, monthly fees, or hidden charges. Check out our blog to learn why we recommend Interchange Plus Pricing, or visit our pricing page for a complete breakdown on how it works.
Speak to a real person who can answer your payment questions.
Call us, book a demo, or fill out the form to learn:
