Accept every payment and keep more of every sale.

Helcim is built for retailers who are tired of overpaying for payment processing. We offer transparent interchange-plus pricing with automatic volume discounts — so as your sales grow, your rates drop. No contracts, no hidden fees, and no surprises on your monthly statement.

Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

No! We believe retail businesses should keep more of what they earn, so there are no monthly fees. Your Helcim account lets you process both in-person and online payments with low processing rates. You also get full access to all of our merchant tools, including inventory management and customer tracking.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping your retail business save even more as sales grow.

You can view our complete volume discounts on our pricing page.

Helcim deposits funds to your bank account the next business morning for both credit and debit card payments in Canada and the US. Transactions processed over the weekend or on bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account.