Stop overpaying on every transaction at your shop.

Helcim is built for automotive businesses that need reliable, transparent payment processing. Whether you run a dealership, repair shop, or parts store, we offer interchange-plus pricing with automatic volume discounts — so high-ticket transactions cost you less. No contracts, no hidden fees, and no surprises.

Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

No! We want to help automotive businesses keep more of what they earn, so there are no monthly fees. Your Helcim account lets you process both in-person and online payments with low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. For automotive businesses processing high-ticket transactions, this means significant savings compared to flat-rate processors.

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process — great news for automotive businesses with higher transaction volumes.

You can view our complete volume discounts on our pricing page.

Helcim deposits funds to your bank account the next business morning for both credit and debit card payments in Canada and the US. Transactions processed over the weekend or on bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account.