Rev up your margins with 24% in savings.

We make billing simple and give you the tools to bill in the shop, on the road or remotely. Either way, your customers' experience is seamless and geared to getting you paid.

Sign up for free today
Helcim Smart Terminal at garage

Fuel your business with smooth payments.

We've stocked our payment toolbox with all the essential equipment your business needs to thrive.

  • Helcim Online Checkout icon

    Take Payments Online

    On the road or doing mobile repair? Use any internet connected device to securely accept payments through our Virtual Terminal. No POS or card reader needed!

    Learn more
  • Helcim Invoicing

    Easy Invoicing

    For long-term projects, our tool lets you effortlessly create, save, and send invoices. Email or text them, and accept payments via credit/ debit cards or ACH, ensuring customer convenience.

    Learn more
  • Helcim Virtual Terminal

    Starter Equipment

    Seeking an introductory card reader that is rugged? You've found it! Our handy Helcim Card Reader connects to your existing devices for seamless payments in your shop or on-the-road.

    Learn more
  • Helcim Smart Terminal

    Helcim Smart Terminal

    A machine as handy as you? Say hello to the Helcim Smart Terminal. With the POS App built-in, it allows for instant payment acceptance, receipt printing, and inventory management, all from one device.

    Learn more
  • Helcim Inventory Management

    Customer & Inventory Tracking

    Track everything with ease. Transactions sync with customer records and reports on services rendered. Add notes, monitor past job orders, and employee sales all integrated within our system.

    Learn more
  • No strings attached

    All the tools, none of the charges!

    Enjoy all these features with your free account and without the binding contract! We provide tools for payment processing, invoice management, and inventory tracking at no additional cost.

    Learn more

Shift into gear with adaptable payments.

Smart Terminal at the garage

In the shop

Effortlessly accept card payments at your shop with the Helcim Smart Terminal.

Credit card machine
Mechanic at the garage


From invoicing to instant 'Pay Now' emails and texts, our array of payment solutions allows you to collect payments at your convenience.

Online invoicing
Laptop on desk at the garage


Easily manage payments when conducting mobile repair using either the Helcim Smart Terminal, Helcim Card Reader or our online platform. Ensuring efficiency on the go.


What makes Helcim so special?

Sign up with Helcim today and start saving money right away as you make the switch!

No contracts. No monthly fees. No hidden charges. No kidding.

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There’s a reason we’re so highly rated.

  • “Excellent Service and Great Communication.”

    The Vijeyakumar Group Inc.

    November 11th, 2023

  • “We would recommend Helcim to anyone — their service is outstanding. Kudos in particular to Joey, who helped us via phone conversation, step by step through the process of understanding the workings of Helcim better. This is a local business, which we always would prefer to use over anyone outside of Canada, and they are so much more affordable. We think this system is easy to navigate, yet if any assistance is needed, they are there for you!”

    Swift RV Repairs Inc

    8th August, 2023

  • “Everyone at Helcim is very nice and helpful, no random generic flow chart responses or copy and paste automated replies when you have an issue. Someone will pick up the phone or at least call you back or return your email directly. Helcim is a breath of fresh air in their industry. I hope they stay this way. I have only good things to say about this company and all of their staff!”

    Atlas LLC

    Nov 19th, 2023

  • “Helcim is so responsive! after years of feeling like nothing but an afterthought, a cash cow, and a burden to my other credit card processing providers, being with Helsom has been like a breath of fresh air. they are available, they answer the questions, they're friendly and fast. They make credit card processing painless. I have been doing this for 13+ years and I can honestly say that that is a huge, huge benefit. Helcim makes us feel like a partner, not a cog.”

    Classic Mustang

    April 4th, 2023

  • “My company was with a different point of sales company and had a terrible experience with them. Helcim was so supportive and helpful with setting up our account! Tania was so nice, helpful, and explained answers to any of my questions when I needed to verify a transaction. 10/10 would recommend to everyone!!”

    Universal Farms & Service Ltd

    8th August, 2023

  • “I had a unique problem that took some doing to figure out. After past experiences with certain unnamed companies I had prepared myself for a long day. I couldnt have been more wrong. Helcim has one great representative named Noah who went above and beyond in assisting me with the problem. Not only was he quick and proficient at his job but he was also one of the most kind and courteous customer service reps I have dealt with in recent memory. I cant express the gratitude I have for not adding to an already stressful situation. In actuality he was the solution. Thank you. I look forward to an awesome and lasting business relationship with Helcim.”

    Redemption Autotech LLC

    1st January, 2023

  • “The customer service experience is phenomenal.”

    Canuck Auto Towing

    11th Nowember, 2023

Simplify payments, amplify savings.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

In-Person (Average)

In-Person (Average)

Keyed & Online (Average)

Keyed & Online (Average)

Calculate your custom rates

Let us help you discover your savings.

The power of Interchange Plus

Find out how we save small businesses money.

Superior support for your business.

We understand the unique challenges of the automotive industry and the importance of dependable support. Our dedicated team is here for you every step of the way, offering unwavering commitment to the success of your business.

Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member


  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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It's time to feel good about your payments

Sign up instantly with no paperwork or commitments.

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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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